The time has almost arrived for you to invest in your first home in Scottsdale. But you have some preparations to make first, and one of them is lowering your debt. This might feel overwhelming, but it can and should be done before you enter into your first mortgage. SC Financial Services invites you to read on […]
Rising gas prices can have a very real impact on your budget–and your lifestyle. So, what are things you can do to spend less on gas?
What is asset protection? Unlike estate planning that is set in place to protect your assets after you’re gone, asset protection is about protecting you from what can happen during your lifetime. It is the holistic practice of taking a proactive stance in managing risk, both personally and professionally. Why have asset protection? The United […]
Insurance is a way to manage the unavoidable risks in life. If you ask, “How much insurance do I need?” or, “What should my deductible be?” the answer is: it depends. When deciding how insurance best fits in your financial plan, the decision should be based on how much risk you can assume and what […]
Why have an emergency fund? Life is full of the unexpected. Whether that be medical emergencies, roof leaks, car accidents, or even a pandemic. We can never know everything that is going to happen, but we can be prepared. Having an emergency fund is foundational to any successful financial plan. Without money to fall back […]
Photo Credit: Jess Man
Money flows through every corner of our lives. From daily expenses like groceries and rent, to that unexpected cost of getting new tires. From birthday parties and family vacations, to college funds and retirement. Just as important as it is to make money, it is important to have a plan. Financial Planning is about making […]
The discussion around cryptocurrencies occupies much of the air-space in investment news and the dialog offers vastly different perspectives regarding investment potential and strategy. At this point, cryptocurrencies can no longer be dismissed as a passing fad. Bitcoin’s market value is over $1 trillion, surging 1000% in the past year alone. Brokerages such as Morgan […]
Phishing emails. Fake charities. Deceptive robocalls. Sweepstakes fraud. Identity theft. The number of financial scams seems to grow every day. Even if most of us are aware that no Nigerian princes want to give us money, if only we’d provide our bank account details, a diversifying threat landscape is making it increasingly difficult to protect […]
Two different tax specialties, two different goals—both should be part of your financial management program It’s that time of year again, when our minds and the media turn to one key topic—taxes. Whether you’re an ahead-of-the-game filer or a procrastinate-until-the-last minute person, you probably want to minimize your tax bill. Laying that task on your […]