SC Financial Services, Inc. Web Site
S.C. Financial Services, Inc. (“SCFS”) is a Registered Investment Advisor (“RIA”), located in the State of Arizona. SCFS provides investment advisory and related services for clients nationally. SCFS will maintain all applicable registration and licenses as required by the various states in which SCFS conducts business, as applicable. SCFS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. SCFS operates online through www.scfinancialservices.com (the “Site”). SCFS provides financial planninag and investment management services. You understand and agree that by providing content or other information to SCFS via the Site, the internet, or otherwise, you are granting SCFS all necessary rights to use that content for purposes of providing you with financial advice as well as for use by SCFS in the ordinary course of its business, which may include use of your information in demographic, economic, and socio-economic analyses.
Services Provided by SC Financial Services, Inc.
You understand that the Site and all associated content involve matters with respect to finance and investing, such as investment strategies, asset allocation, stock quotes and in particular the performance of certain ETFs (and their underlying holdings), indices, stocks, stock portfolios, and investors. The Site merely presents general information we believe is relevant to your decision whether or not to hire SCFS to provide you with financial advisory and/or investment management services. Any financial advisory services provided to you by SCFS will be provided to you pursuant to a written agreement between you and SC Financial. You must agree to, sign, and deliver the applicable written agreement with SCFS before SCFS will provide you with any financial advisory and/or brokerage services.
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable. Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments. This website is intended to provide general information about SCFS and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information. Market data, articles and other content on this website are based on generally available information and are believed to be reliable. SCFS does not guarantee the accuracy of the information contained in this website. The information is of a general nature and should not be construed as investment advice.
Please remember that it remains your responsibility to advise SCFS, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. SCFS will provide all prospective clients with a copy of our current Form ADV, Part 2A (“Disclosure Brochure”) and the Brochure Supplement for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov or you may contact us via email at firstname.lastname@example.org to request a free copy via .pdf or hardcopy.
Termination; Corrective Action
The Site may provide links to third- party websites or resources. You acknowledge and agree that SCFS is not responsible or liable for the availability or accuracy of such websites or resources or the content, products, or services on or available from such websites or resources. You further acknowledge that SCFS does not endorse such websites or resources or the content, products, or services on or available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.
Ownership and Restrictions
SCFS and its licensors own all right, title, and interest, including all worldwide intellectual property rights in the Site, and all of the information provided on or through the Site, and the trademarks, service marks, and logos contained therein. You will not remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Site and/or the information provided on or through the Site.
You agree you will not do any of the following while using or accessing the Site:
(a) Circumvent, disable, or otherwise interfere with security-related features of the Site or features that prevent or restrict use or copying of any information provided on or through the Site;
(b) Upload, email, transmit, provide, or otherwise make available (i) any user information which you do not have the lawful right to use, copy, transmit, display, or make available (including any user information that would violate any confidentiality or fiduciary obligations that you might have with respect to the user information); or (ii) any user information that infringes the intellectual property rights of, or violates the privacy rights of, any third-party (including without limitation copyright, trademark, patent, trade secret, or other intellectual property right, moral right, or right of publicity);
(c) Use any meta tags or other hidden text or metadata utilizing an SCFS name, trademark, URL or product name, including, without limitation, the “TigerEye” name;
(d) Upload, email, or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation;
(e) Forge any TCP/IP packet header or any part of the header information in any posting, or in any way use the Site to send altered, deceptive, or false source- identifying information;
(f) Upload, email, transmit, provide, or otherwise make available, via the Site, any user information that is unlawful, obscene, harmful, threatening, harassing, defamatory, or hateful, or that contain objects or symbols of hate, invade the privacy of any third-party, contain nudity, are deceptive, threatening, abusive, inciting of unlawful action, or are otherwise objectionable in the sole discretion of SC Financial;
(g) Upload, email, transmit, provide, or otherwise make available any user information that contains software viruses or any other computer code, files, or programs designed to (i) interrupt, destroy, or limit the functionality of any computer software; or (ii) interfere with the access of any user, host or network, including without limitation overloading, flooding, spamming, mail-bombing, or sending a virus to the Site;
(h) Upload, email, transmit, provide, or otherwise make available any user information that includes code that is hidden or otherwise surreptitiously contained within the user information;
(i) Interfere with or disrupt (or attempt to interfere with or disrupt) any web page available at the Site, servers, or networks connected to the Site, or the technical delivery systems of SCFS’s providers, or disobey any requirements, procedures, policies, or regulations of networks connected to the Site;
(j) Attempt to probe, scan, or test the vulnerability of any SCFS system or network or breach or impair or circumvent any security or authentication measures protecting the Site;
(k) Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software used to provide the Site;
(l) Attempt to access, search, or meta-search the Site or content thereon with any engine, software, tool, agent, device, or mechanism other than software and/or search agents provided by SCFS or other generally available third- party web browsers, including without limitation any software that sends queries to the Site to determine how a website or web page ranks;
(m) Violate the terms of service or any other rule or agreement applicable to you or SCFS through the Site’s inclusion in, reference to, or relationship with any third party or third-party site or service, or your use of any such third-party site or service;
(n) Collect or store personal data about other users without their express permission;
(o) Impersonate or misrepresent your affiliation with any person or entity, through pretexting or some other form of social engineering, or commit fraud;
(p) Solicit any user for any investment or other commercial or promotional transaction;
(q) Violate any applicable law, regulation, or ordinance;
(r) Use, launch, or permit to be used any automated system, including without limitation “robots,” “crawlers,” or “spiders”; or
Disclaimer of Warranties
Your use of the Site and the information provided on and through the Site is at your sole discretion and risk. The Site and the information provided on and through the Site are provided on an AS IS and AS AVAILABLE basis without warranties of any kind from SCFS. SCFS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO THE SITE AND THE INFORMATION PROVIDED ON AND THROUGH THE SITE, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. SCFS DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED,: (I) REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS AND PERFORMANCE OF THE SITE; OR (II) THAT THE SITE AND/OR THE INFORMATION PROVIDED ON OR THROUGH THE SITE WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; OR (III) REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED DIRECTLY OR INDIRECTLY BY OR THROUGH THE SITE. No advice or information, whether oral or written, obtained by you from SCFS, will create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk. Some states or jurisdictions do not allow the exclusion of certain warranties. Accordingly, some of the above exclusions may not apply to you.
Limitation of Liability
IN NO EVENT WILL SCFS OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR ANY INFORMATION PROVIDED ON OR THROUGH THE SITE, INCLUDING BUT NOT LIMITED TO THE QUALITY, ACCURACY, OR UTILITY OF THE INFORMATION PROVIDED AS PART OF OR THROUGH THE SITE OR FOR ANY INVESTMENT DECISIONS MADE ON THE BASIS OF SUCH INFORMATION, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT SCFS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY WILL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT WILL SC FINANCIAL’S CUMULATIVE LIABILITY TO YOU EXCEED U.S. $100.