Two different tax specialties, two different goals—both should be part of your financial management program It’s that time of year again, when our minds and the media turn to one key topic—taxes. Whether you’re an ahead-of-the-game filer or a procrastinate-until-the-last minute person, you probably want to minimize your tax bill. Laying that task on your […]
In a previous installment Tax Preparation vs. Tax Planning, we mentioned risk tolerance and the role it should play in selecting a tax planner. In short, you want to work with someone who views taxation in much the way you do and is willing to take as much, or as little, risk as you are comfortable […]
Schwab’s Michael T Townsend – Vice President, Legislative and Regulatory Affairs, Charles Schwab & Co., Inc. put this article together and we found it to be relevant and timely. It has been an extraordinary start to 2021 in the nation’s capital. The images of a mob protesting the outcome of the presidential election by overrunning […]
Making mistakes is simply part of life, and we often learn from them to make better decisions going forward. However, there are no do-overs when it comes to retirement, which is one of the biggest financial transitions you’ll make in life. You go from earning an income and growing your nest egg to depending on […]
As a small business owner, you’ve been through a lot this year. COVID-19 has tried to break down the American dream of owning a business, but business owners will not be crushed under the weight of a global pandemic. Keeping your business afloat with a PPP was your first step, and now as year-end approaches, […]
This article is provided by Phil Bradford, content writer and enthusiast. Risk is an integral part of any business. You will have to take risks if you want to do business. It can be of any type; right from debt obligations to product or professional liability. And one of the biggest risks that you […]
If you feel like it’s been 2020 forever, you aren’t alone. The roller coaster that the events of this year have taken us on have left many of us with mental and emotional whiplash. You’ve probably experienced some combination of canceled plans, work stoppages or adjustments, complicated family decisions, or (as if that weren’t enough) […]
We now live in a tech-saturated world. Just about every aspect of our lives includes technology in some form or another. Making it scarier when we hear more and more news about hackers and security breaches. As we become increasingly dependent on technology and use multiple devices on any given day, there are more opportunities […]
Ah, retirement. You’ve spent decades saving and planning for this monumental moment. You’re finally ready to say goodbye to the long hours, the insurance battles, and the tedious paperwork. Of course, you’ll miss your patients and the relationships you’ve developed over the years, but it’s time for you to stop taking care of everyone else. […]
Schwab Center for Financial ResearchFinancial Planning Insights Is Refinancing the Right Solution? Rob Williams, CFP®, CRPC® Vice President, Financial Planning & Wealth Management Schwab Center for Financial Research June 16, 2020Many people have taken advantage of the historically low interest rates to refinance their mortgages over the past few months. If you’re thinking about […]